The 2027 guide
to property
development.
The first-time developer's guide to property development in Australia. Learn how a project really runs, from finding a site to selling the finished product, and how to fund it.
Send me the guide
- The nine stages of a development, step by step
- How development finance works: debt, equity and the capital stack
- Which lenders suit which projects, and what they ask for
- State-by-state approvals, a pre-development checklist and glossary
How to start. How to fund it.
Written for people who are months away from their first development and want to understand the whole journey before they spend a dollar.
The development process
- Setting your strategy and choosing a first project
- Finding and buying the right site
- Due diligence and a feasibility that holds up
- Design, planning approval and building approval
- Managing construction, titles and handover
- Selling, holding or refinancing at the end
Securing development finance
- How lenders assess a development
- The capital stack, explained simply
- Senior debt, land, construction and mezzanine loans
- Equity, joint ventures and investor partners
- Banks vs non-bank and private lenders
- Making your project fundable, and the documents you'll need
Six parts. Plus the reference you'll keep coming back to.
Understanding property development
What development is, the main project types, your role as developer and realistic timeframes.
The development process, step by step
All nine stages, from strategy and site acquisition through planning, construction and titles.
Securing development finance
Debt and equity, the capital stack, types of lenders and how to make your project fundable.
Building your team
The twelve professionals you will rely on, what each does, and how to choose them.
Common mistakes
The ten most expensive lessons first-time developers learn, so you don't have to.
Your pre-development checklist
A practical list to work through in the months before you buy your first site.
Written by the people who fund developments.
We arrange development finance for developers across Australia. This guide is what we wish every client knew before their first meeting with a lender.
A panel, not a single bank
We match projects to the right lender across a network of more than 30 banks, non-banks and private lenders.
Experience in development lending
Co-founder Andy Wong has more than a decade in finance and construction lending, including at Payton Capital and Australian Securities Limited.
Data on one side, capital on the other
Our free insights track development activity across 500+ Victorian postcodes, so advice is grounded in the market.
Licensed and accountable
Credit representative 577567 of Purple Circle Financial Services (Australian Credit Licence 486112), and a member of AFCA.
Andy and team are our go-to for private lending and finance advice around our development projects.
Plan your first project with confidence.
42 pages. Free. Yours in under a minute.